![]() Use the links below to guide you to the section that best answers your questions about passing the NMLS exam. Learn more about what to expect from the exam, how to pass the NMLS test, and what happens one you do. Instead, you should focus your energy on preparing for the exam as thoroughly as you can-starting with reading through this guide. While the NMLS test is not easy, that should not discourage you from pursuing your career goals. Due to the financial responsibilities of mortgage loan officers, the exam serves to ensure MLOs are prepared for these duties and are held to high industry standards. The NMLS test difficulty can be described as challenging, even for those who prepare, and this is on purpose. The Nationwide Multistate Licensing System & Registry (NMLS) most recently reported NMLS test pass rates, only 58% of individuals pass on the first try. However, for many, that is easier said than done. One of the most important aspects of becoming an MLO is passing the NMLS test. So you want to become a mortgage loan officer. ![]()
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